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I Am Not a U.S. Citizen — How to Buy as a Foreigner

Updated: Aug 20

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Created by, Lucas. Written by, Chat GPT.


1. Yes — Foreign Buyers Are Welcome

If you’re not a U.S. citizen, you can still buy land in Texas, including here. The process is straightforward, and we can work with you to make it as simple as possible. Many people from outside the U.S. choose owner financing because it avoids the complexity of traditional bank loans.


2. How Owner Financing Works for Foreign Buyers

  • You choose your lot and agree on the purchase terms.

  • We create a purchase agreement, a promissory note, and a deed of trust.

  • You pay a down payment to secure the lot, then make monthly payments until the balance is paid off.

  • You receive the deed in your name right away, with a lien recorded until the property is paid in full.


3. Benefits of Owner Financing

  • No U.S. bank loan needed: No U.S. credit history required.

  • Simpler process: All paperwork is handled locally.

  • Own from day one: Your name goes on the deed immediately.


4. What You’ll Need

  • A valid passport.

  • Proof of identity and address.

  • Ability to send payments in U.S. dollars (from a U.S. or foreign account).

  • A down payment (amount depends on the lot and terms).


5. Example Scenario

Let’s say you’re from Canada and want a home base in Texas for part of the year. You could buy a lot, make your down payment, and pay monthly — all without moving to the U.S. permanently. You could use it for vacations, as a seasonal getaway, or as a future build site.


6. Things to Keep in Mind

  • You can typically spend up to six months a year in the U.S. on a visitor visa or under the Visa Waiver Program (depending on your country).

  • You’ll still be responsible for property taxes and upkeep.

  • If you sell in the future, U.S. tax rules (like FIRPTA) may apply to you as a foreign seller.


7. Your Next Step

If you’re a foreign buyer and see yourself being part of this community, start by looking through the available lots and asking the ATC bot any questions you have. We’ll walk you through every step so there are no surprises.


This opportunity is open to anyone who shares the vision — no matter where you’re from.

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